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Medicare Open Enrollment Period


Every year a Medicare Open Enrollment Period, correctly referred to as the Annual Election Period, is made available for people who qualify for Medicare benefits.

During the 2019 Annual Election Dates, anyone who is eligible for Medicare Parts A and B can enroll in or make changes to their Medicare coverage.

Part D & Medicare Advantage benefits can change each year, meaning premiums can go up and benefits can change. If you’re not happy with the changes to your current Part D or Medicare Advantage benefits and/or premiums, you have an annual election period to change them.

However, if you’re happy with your current plan, there’s nothing you need to do!

Your insurance provider will send you a letter called the “Annual Notice of Change.” It’s important to take a few minutes to review this letter. This letter is sent out each year in September and will inform you of any changes to your plan such as premiums, copays pharmacy networks and drug formularies.

For 2019 coverage, open enrollment will run from October 15, 2018, to December 7,2018. During the annual enrollment period (AEP) you can make changes to various aspects of your coverage. You can switch from Original Medicare to MedicareAdvantage, or vice versa.